How Many Points Is a Speeding Ticket in Florida?

Updated October 2026 · Reviewed by Billy Forte

How many points is a speeding ticket in Florida? It is 3 points if you were 15 mph over the limit or less, and 4 points if you were more than 15 mph over, under s. 322.27(3)(d). Speeding that causes a crash is 6 points, and an eligible Basic Driver Improvement (BDI) election means no points for that ticket.

Key Facts

How Many Points Is a Speeding Ticket in Florida?

The answer depends on how far over the limit you were. Section 322.27(3)(d) sets two values for unlawful speed:

  • “Not in excess of 15 miles per hour” over the limit: 3 points.
  • “In excess of 15 miles per hour” over the limit: 4 points.

So the line sits right after 15. A ticket for exactly 15 mph over is 3 points. A ticket for 16 mph over is 4 points.

Speed over the posted limitPoints if convictedCan you elect BDI?
15 mph or less3Yes, if you are otherwise eligible
More than 15 but under 30 mph4Yes, if you are otherwise eligible
30 mph or more4No, a court hearing is required

Points come with a conviction. Under s. 322.01(11), paying the civil penalty without electing a course counts as a conviction. If a hearing official decides you committed the infraction, that counts as a conviction too.

Why the FLHSMV Table Shows 3 Points

The FLHSMV Points and Point Suspensions page lists “SPEEDING” at 3 points. That one row does not show the 4-point value for speeds more than 15 mph over.

The statute is more exact. When the speed on your ticket is more than 15 mph over, s. 322.27(3)(d) assigns 4 points. Where the FLHSMV page and the statute differ, the statute controls.

Speeding That Causes a Crash

A speeding violation that results in a crash carries 6 points under s. 322.27(3)(d). That is higher than the 4 points the law gives other moving violations that cause a crash.

A crash can also change your options. If the crash causes death or serious bodily injury, s. 318.19 makes a court hearing mandatory, and no BDI election is possible.

School Zones, Work Zones and Cameras

Speeding in a school zone or a work zone uses the same point values. The law does not add points for the zone itself.

Phone use is the exception. Under s. 322.27(3)(d), unlawful use of a wireless device in a school safety zone adds 2 points on top of the points for the moving violation.

Fines are where zones differ. Under s. 318.18(3), a school zone fine is $50 for 1 to 5 mph over and double the normal amount otherwise. A posted construction zone fine doubles only when workers are present or operating equipment.

School zone speed cameras follow their own rule. Under s. 316.1896, a camera can ticket a driver more than 10 mph over the school zone limit. The fine is $100, and s. 322.27(3)(d)5.c says no points may be imposed.

Our guide on school zone and work zone tickets covers those fines.

What happens after a Florida speeding ticket, from reading the speed on the ticket to points on the record

Very High Speeds

Two speed levels change the case.

30 mph or more over. Section 318.19 makes this a mandatory hearing ticket, so you must appear. Section 318.14(9) also bars the BDI election at 30 mph or more over.

50 mph or more over. Section 318.19(6) also requires a hearing for this speed.

Since July 1, 2025, s. 316.1922 has made “dangerous excessive speeding” a crime. It covers:

  • Driving 50 mph or more over the limit.
  • Driving 100 mph or more in a way that threatens people or property.

A first conviction can bring up to 30 days in jail or a $500 fine. Our guide on whether a speeding ticket is a crime explains the difference.

How Speeding Points Add Up

Speeding points count toward the same suspension levels as other points. Under s. 322.27(3), FLHSMV may suspend your license at:

  • 12 points from offenses within 12 months, for up to 30 days.
  • 18 points from offenses within 18 months, for up to 3 months.
  • 24 points from offenses within 36 months, for up to 1 year.

The math moves fast with speeding. Three tickets for more than 15 mph over, with offense dates inside 12 months, reach 12 points. Four tickets at 15 mph over or less reach the same total.

FLHSMV uses the offense date of each conviction for these windows, under s. 322.27(4). Our license suspension guide explains what comes next.

Keeping Points Off a Speeding Ticket

Florida lets some drivers elect a Basic Driver Improvement (BDI) course for a speeding ticket. FLHSMV and clerks also call it “traffic school.” The rules are in s. 318.14(9).

If the election is valid:

  • Adjudication is withheld, not entered.
  • The speeding ticket adds zero points.
  • The civil penalty drops by 18 percent, but you still pay it.

The clerk must hear from you within 30 days of the citation date, and you pay the clerk’s election fee. CDL and CLP holders, drivers 30 mph or more over and anyone who elected in the past 12 months are shut out. Eight elections is the lifetime cap.

The election only helps the new ticket. A course does not take points off earlier convictions.

If an Elected Course Is Not Finished

The court or clerk sets the date to finish the course. There is no statewide window.

If you elect and do not finish in time, s. 318.15(1)(b) applies. You are found guilty, the 3 or 4 points are added, and you pay back the 18 percent reduction plus a processing fee of up to $18.

Speeding Points for Teens and CDL Holders

Drivers aged 15 through 17 face a lower count. Under s. 322.161, 6 or more points in 12 months limits a Class E license to “business purposes only.” Two speeding convictions at 15 mph over or less would reach 6. See our teen points guide.

CDL and CLP holders cannot elect BDI for any ticket, in any vehicle. Speeding tickets also carry federal and state CDL rules. Our CDL speeding guide covers them.

If Speeding Points Lead to a Suspension

A points suspension calls for Advanced Driver Improvement (ADI), not BDI. Per the FLHSMV points page, a hardship license takes proof that ADI is finished, and reinstatement takes proof of ADI enrollment, each with a fee.

After a first points suspension and reinstatement, s. 322.27(3)(h) deducts 3 points, if all other rules are met.

Speeding Fines in Brief

Points and fines are separate. Base speeding fines in s. 318.18(3) rise with speed, from $25 at 6 to 9 mph over to $250 at 30 mph or more. Court costs set by law, such as $35 for a moving infraction, are added.

For the full schedule, see our speeding ticket cost guide. For the 20 to 29 mph over case, see what a 20 over ticket costs.

Speeding Points and Insurance

Speed matters for insurance too. Section 626.9541(1)(o)4 bars a surcharge or non-renewal based only on one noncriminal infraction, but speeding more than 15 mph over is an exception.

Under s. 626.9541(1)(o)12, once a valid election leaves no points, the insurer cannot raise the premium, cancel or non-renew over that ticket. That rule does not reach a crash that caused the insurer a loss through your fault.

How Long Speeding Points Stay

FLHSMV says points stay on the record at least 5 years from the disposition date. That is separate from the suspension windows, which use offense dates.

Our guide on how long a speeding ticket stays on your record covers the ticket entry. Out-of-state speeding convictions may also be recorded with Florida point values, under s. 322.27(3)(e).

What We Found on the Official Pages

On the statute pages we checked on October 27, 2026, s. 322.27(3)(d) still split speeding at “not in excess of 15” and “in excess of 15” mph over. The FLHSMV points table showed only a single 3-point “SPEEDING” row. The statute controls.

The text of s. 316.1922 carried a 2025 history line, ch. 2025-77, which created the dangerous excessive speeding law.

Special Florida speeding cases: school zones, work zones, phone use, cameras, crashes and very high speeds

Common Mistakes

Every item here traces to Florida law or FLHSMV:

  • Thinking 15 mph over is 4 points. It is 3; the 4 points start above 15.
  • Expecting extra points in a school zone. The fine changes, not the points, unless you were on a phone.
  • Counting a camera ticket. School zone camera tickets carry no points.
  • Planning to elect at 30 mph or more over. That ticket needs a hearing.
  • Treating 50 mph or more over as a simple ticket. It can be a crime since July 1, 2025.
  • Expecting a course to clear old speeding points. The election only covers the new ticket.

How Requirements Can Vary

Florida’s election rules, point values and suspension levels come from Florida Statutes and FLHSMV, and they apply statewide. The election fee, the date to finish the course and how proof is filed are set by the Clerk of Court in the county on your ticket, or by the court. A court order sets its own deadline and proof steps.

Laws, fees and clerk practice can change. Check your citation, your clerk’s instructions, any court order and the FLHSMV website before you enroll or file anything.

Frequently Asked Questions

Is a ticket for exactly 15 mph over 3 or 4 points?

It is 3 points. The law gives 4 points only when the speed is “in excess of 15” mph over the limit.

How many points is 20 mph over in Florida?

Twenty over is more than 15 mph over, so it is 4 points if you are convicted. If you elect BDI and are eligible, no points are assessed.

Do school zone speeding tickets carry more points?

No. The points are the same as other speeding tickets. The fine is higher, and illegal phone use in a school safety zone adds 2 points.

Do speed camera tickets add points?

Not when a traffic infraction enforcement officer enforces them, because s. 322.27(3)(d)5.c bars points for those. Florida law also keeps them out of insurance rate setting.

Can I elect traffic school for 30 mph over?

No. Speeding 30 mph or more over requires a court hearing, and s. 318.14(9) does not allow the election for it.

How many speeding tickets lead to a suspension?

Three tickets for more than 15 mph over, with offense dates inside 12 months, reach 12 points. At 12 points in 12 months, FLHSMV may suspend your license for up to 30 days.

Does an out-of-state speeding ticket add Florida points?

It can. FLHSMV may record a speeding conviction from another state at the Florida point value, under s. 322.27(3)(e).

Conclusion

A Florida speeding ticket is 3 points at 15 mph over or less, 4 points above 15 and 6 points if it causes a crash. Check the speed on your ticket, note the 30-day deadline, and see whether you are eligible to elect the course. Drivers under a court order should follow that order and ask the court or clerk about anything unclear. Take the Florida BDI course online if you elect.

Sources

Billy Forte is the owner of Driving Logic, a driver improvement course provider serving Florida and other U.S. states.

This article is general information, not legal advice. Election rules, deadlines, fines and penalties depend on your citation, county, court and case facts, and they can change. Use official FLHSMV, Florida Statutes and Clerk of Court sources, and consult a qualified Florida attorney for advice about your own case.